How an E&S insurance company can handle wildfire risks in California with machine learning

She added that part of the reason for this stability is to make the E&S space suitable for Delos. As a non-absorbing operator, the company is not subject to the same interest rate approval process as a recognized market insurance company. Nevertheless, McIntyre emphasized Delos’ ongoing interaction with regulators. “We always want to make sure we communicate very well with the insurance department,” she said.