Wow! The stock market has just reached a new all-time high. It’s party time. In April, stock markets fell sharply due to global tariffs, uncertainty and conflict. Consumers in the United States have extended it and we can no longer afford inflation. However, the stock market has achieved significant recycling to reach new highs. I think we are winning the trade war? Also, there seems to be no consequences for bombing Iran. This is the crazy world we live in.
Fortunately, so far, tariffs have not raised prices. Retailers are stocking before tariffs, and they are selling stocks. The economy is still buzzing. However, price increases began to appear in stores. Many consumers have already spent a lot of money trying to raise tariffs. Can we push the economy forward 2ND Half of 2025?
Get older, more conservative
I’m not very optimistic about the rest of 2025, but I’m probably wrong. It doesn’t matter. In this case, I don’t mind being wrong. In any case, our net worth has also reached a new high. We account for 3.5% of this wild six months. That’s really great.
I changed my asset allocation to be more conservative earlier this year as Mrs. RB40 retired from her job. We have much more liquidity and bonds than usual. This slowed down our net worth growth, but I could do it for that. My asset allocation is more conservative and I sleep better. At this age, we need stability.
When I’m more optimistic, I might transfer some bonds to stocks. For me, 30% of the bonds are very conservative.
The rest of 2025
The rest of 2025 will be difficult for the economy. Consumers are exhausted from high spending. I don’t want to spend any money on anything unnecessary these days. Unfortunately, our 15-year-old refrigerator is showing its age. There are mysterious ice drops in the refrigerator. That’s bad news. This means the refrigerator may be near the end of life. I’m afraid to go shopping at the equipment, but I think we should get a new refrigerator before prices rise further. Ah! It seems that everything is collapsing this year.
Well, today is a package. The weather is beautiful and I don’t want to write a long blog post. I’m not optimistic about the rest of 2025, but I hope I’m wrong. It’s awesome to get 7% of the stock this year.
Do you think the stock market will perform well in the second half? Is it too late to defeat refrigerator tariffs?
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