Breschneider points out that the threat of artificial intelligence does not create new risks but amplifies old ones. “AI creates a new dark side of exposure, which to me is actually not that far removed from some of the silent cyber risks we experienced in the beginning,” she said. “The insurance industry still needs to continue to address” issues where digital events such as outages, cyberattacks or AI failures fit in, particularly when they cause physical damage or personal injury.
