Mortgage

Canada’s largest province scores worst on housing policies and outcomes, report says

Author: Sammy Hudes

A data-driven review from the University of Ottawa’s Missing Middle Initiative rated each province based on 36 indicators related to housing, such as approval timelines and affordability.

New Brunswick and Prince Edward Island both received an A-, while Ontario received a D, just below British Columbia’s C- and Quebec’s C+.

The report says New Brunswick is effective at avoiding harmful policies and keeping construction costs low. Ontario, meanwhile, is at the other end of the spectrum, as the province has some of the slowest municipal approvals in Canada, the highest development costs for low-rise and high-rise projects, and suffers from poor affordability and weak social outcomes.

Mike Moffat, founder of the Missing Middle Initiative, said that while much of the focus has been on what the federal government should do to accelerate housing supply, most of the policy levers are in the hands of provincial and municipal governments – highlighting the need for them to take further action.

Alberta, Newfoundland and Labrador, Saskatchewan, Manitoba and Nova Scotia all had ratings in the B+ to B- range.

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Last modified: December 11, 2025

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