If enacted, the bill would require the insurer’s agent not to sell, solicit or negotiate an insurance application, unless the agent discloses it to the insured or potential insured person on a form published by the director, which is the representative of the insurer. Similarly, the insured’s agent must disclose on a form issued by the same director that the agent is the representative of the insured before the sale, recruitment or negotiation of the insurance application.
