For this reason, hurricane risk is not unique to Florida or coastal areas. Many people, including insurance professionals, are unaware of how far hurricane risks can spread.
The immigration patterns within Florida show that people are aware of the risks of the coastal Sunshine State. But even as more and more people move out of coastal Florida, or move to other states altogether, they may not realize that hurricane risks can follow them. As we said in this business, lower risk is still risk.
Similarly, not only is the risk of hurricanes far beyond what many people think, but the social impact of hurricanes is far-reaching (echoing longer than the year these storms hit).
In time and space, it is important to everyone to understand the full extent of hurricane risk, especially those who are the drivers of the system.
The more insurance companies know about hurricane risks, the more they are motivated to assess hurricane risks in their decision-making, they can prepare claims resources for hurricanes, as well as the dangers such as strong winds and floods that come with them.
With this in mind, COTALITY™ takes a new approach to the way it presents risk data in its 2025 Hurricane Risk Report.
Turn data into stories
Rather than focusing primarily on forecasts for the 2025 Atlantic hurricane season (June to November), we report only the reconstruction value of millions of properties that may be affected, we build stories around the data. In this year’s report, we illustrate that areas outside coastal communities may also suffer losses.
We also reorganized the report to analyze the lasting social impacts of hurricanes and their subrot. We also capture the increased property mitigation efforts that not only strengthen structures.
Although reading data is helpful, information is easier to absorb when building in fascinating stories.
When insurers understand all the meaning of hurricane risk, they can better engage with policyholders with issues regarding property mitigation, wind and flooding. Intelligent mitigation is crucial to reducing the risk of hurricanes in the community.
The hurricane risk will affect tens of millions of communities from Maine to Florida in the coming months. Read Cotality’s latest hurricane risk report today and you’ll find:
- Risk affects not only insurance companies and policyholders, but also the entire financial ecosystem.
- Why awareness is the key to stabilizing home values, preventing displacement and retaining generational wealth.
- How inland areas are increasingly vulnerable to hurricane-related effects.
- Real-world anecdotes to help two colleagues and policy holders in the ecosystem communicate the true meaning of risk.
This is a short read, but it will change how you do hurricane preparation and proactive customer engagement.
©2025 Cotality. all rights reserved. While all of the content and information is believed to be accurate, the content and information is provided “as is” with no guarantee, representation, or warranty, express or implied, of any kind including but not limited to as to the merchantability, non-infringement of intellectual property rights, completeness, accuracy, application, or fitness, in connection with the content or information or the products referenced and assumes no responsibility or liability whatsoever for the content or information or the products referenced or any reliance is there. Cotality™, Cotality Logo and Intelligence Buder Bounce™ are CoreLogic, Inc. Trademark of D/B/A Cotality or its affiliates or subsidiaries.
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