Is there real data about motor hackers?

The question this week comes from Dan.

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Is there any credible data on electric vehicles being aggressed by cyber attacks? If so, this happens at once and as EVs grow in commercial and personal use, how much attention should this be for both consumers and insurance companies? If one of them is attacked and compromised, and the attacker does something terrible to the vehicle, then who should be responsible? Does the owner not install a more powerful security system to prevent such attacks or does the manufacturer not provide this attack from the beginning?

Let’s see if we can split this apart in a piece and come up with some good answers.

Is there any credible data on electric vehicles being aggressed by cyber attacks? If so, this happens at once and as EVs grow in commercial and personal use, how much attention should this be for both consumers and insurance companies?

So far, we have not seen any reliable data that electric cars have been hacked. There are some stories on the internet with titles that suggest they are, but a quick reading of the first few paragraphs suggests that these articles are about researchers or security experts hacking EVS to test their vulnerability.

So, no. There doesn’t seem to be any real hacking attacks right now, but that doesn’t mean it’s impossible. Of course, anything that could go wrong should be a bit interesting for an insurance company.

If one of them is attacked and compromised, and the attacker does something terrible to the vehicle, then who should be responsible? Does the owner not install a more powerful security system to prevent such attacks or does the manufacturer not provide this attack from the beginning?

This is the core of the problem. If something happens, who should be responsible? Let’s take a look at two theories of responsibility that usually apply.

It all depends on the concept of negligence, which requires four elements to indicate that someone is negligent.

·The responsibilities owed to others.

·Breach of this duty.

· Violations are the direct cause of injury.

· Damage causes losses.

Some unknown entities were hacked into the vehicle, controlled it, and drove it into buildings, causing personal injury and property damage. In one sentence, we have established the injury, which will surely lead to damages. Injury is personal injury and property damage. Damage compensation is the financial impact of the injury, including medical expenses, pain and pain, property repairs and property use losses.

But is it a breach of the obligation to cause harm, if so? These are questions that must be answered before we assess any responsibility for the owner.

Is it a responsibility for the owner to protect his vehicle from hackers? it depends. If the EV manufacturer somehow notifies the owner of the security update that must be installed and the owner cannot install the update and the hacker exploits that vulnerability, it seems to be a violation of taking reasonable steps to take reasonable steps to protect the EV from hackers. This breach of duty is almost certainly the direct cause of injury.

However, if hackers are caused by unknown vulnerabilities, we must turn our eyes away from the owner to the manufacturer. It seems unlikely that the court will be held responsible for the owners who are responsible for issues she doesn’t know or would not reasonably expect to know. This has the potential to move liability to the automaker or the company developing vehicle operating systems.

In this case, we may consider a strict theory of liability where the manufacturer is found to be liable because the failure of the product can lead to injury. In this case, even if the manufacturer is not aware of the vulnerability used to crack the vehicle, the existence of vulnerability is enough to hold them accountable.

Of course, it’s all theoretical because there’s no actual situation in front of us, but you already know, like you know I’m neither a lawyer nor a claim professional, so this is my opinion, based on the parameters of the question raised. Any actual claim will be handled based on the facts of the claim.

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