Have you ever wondered if there are things you forgot to budget for? If so, you’re not alone! (Psst! Need a budget? Grab our Free Budget Spreadsheet Let’s get started!
I recently surveyed my IG followers to find out about common items people might forget to budget for. They came up with a bunch of great ideas!
health care
- insurance deductible
- prescription
- haircut
- Vitamins and supplements
- Pet medications and veterinary visits
- Dental and orthodontic work (which can be really tiring for a bunch of kids!)
- Household medical supplies (bandages, gauze, over-the-counter medications)
vehicle
- Unscheduled maintenance (new brakes, rotors, air conditioners, etc.)
- Change oil
- new tires
- car inspection
- tax
- License and registration fees
- car wash membership
- Saving money for a new car
children and families
- school supplies
- teacher gift
- Hobby supplies or expenses
- Sports fees and equipment
- Music lessons and instruments
- Sports/music event and concert tickets
- Hot lunch and specialty snack money
- back to school shopping
- children’s activities
- family fun
- family vacation
- College funding
Holidays and special events
- Christmas Decorating and Packaging Supplies
- Christmas gift
- Christmas card postage
- family photo
- Escrow (in addition to your regular grocery budget)
- Anniversary and birthday outings/special meals
Home
- Door-to-door maintenance
- Replace appliances
- new plants and flowers
- tree removal
- Irrigation restoration
- natural disaster
- pest control
- Save for a larger home purchase, such as a new roof, HVAC, or septic system
other
- Offerings and Tithes
- Unpaid leave due to illness or family needs
- Annual subscription (Amazon Prime, Netflix, various software programs, online courses)
- Inflation of the things you save to buy (they become more expensive when you save enough)
Wow – that’s a lot!
But don’t panic! You most likely won’t include all of these in your budget because everyone’s budget looks different depending on life circumstances, priorities, and goals. If you use our Free budget spreadsheet to set upmost of these items fall into one of the fixed or variable expense categories, so you’ll be set!
I just encourage you Clarify your financial goals and then Create a simple budget Track everything. Once you’ve set your budget, go through this list to make sure you haven’t forgotten anything important to you!
Did we miss something? What else would you like to add to this list?
Want this to be the year you finally stick to your budget?
Tracking your budget doesn’t have to be overwhelming or complicated! use these Free Budget Spreadsheet Plan and track your monthly spending with ease!
